Legal Services of New Jersey has an AntiPredatory Lending Project, which provides representation in certain foreclosures cases, and provides advice and referral for anyone who meets their eligibility criteria. Individuals can call the Foreclosure Assistance Hotline at 1-888-989-5277.
HMFA or The New Jersey Housing and Mortgage Finance Agency, has developed a program for homeowners in need of assistance. HPRP or Homeownership Preservation Refinance Program which helps homeowners whose current mortgage is no longer suitable for their financial situation.
Also, the DCA Homelessness Prevention Program can assist with up to three months of Mortgage Assistance. The Hot Line is 888-889-6270.
Click herefor a list of preferred lenders under State of New Jersey
Help is out there is you need it, but you need to ask!
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